Skip to main content

Spend Less in 2026 – Ways to Save Money in January


|

image for articlce: Spend Less in 2026 – Ways to Save Money in January.

January is the perfect time to reset your spending habits and embrace a more sustainable lifestyle. Here is our list of 8 practical ways to help you spend less in 2026 while reducing waste and energy use. 

 

  1. Sell Unused Belongings

Start the year off by decluttering and turning forgotten items into cash. Check your wardrobe, shelves, and storage spaces for things you no longer use, as well as any unwanted Christmas gifts, electronics, books, or even old CDs. 

Second-hand selling platforms such as Depop and Vinted are great for fashion, while eBay and Gumtree work for almost anything else. Not only will you boost your bank balance, but you’ll also give these items a second life, keeping them out of landfill and supporting a circular economy.  

 

  1. Insulate Your Home for Long-Term Savings

Energy efficiency is a win-win: it saves money and reduces your carbon footprint. Simple actions like turning off unused appliances, switching to energy-efficient bulbs, and lowering your thermostat can make a big difference. 

Did you know that turning your thermostat down by just 1°C can save around €80 a year? Layer up indoors, seal draughts, and consider upgrades like: 

  • LED bulbs (use 90% less electricity and last 10x longer) 
  • Draught-proofing doors and windows 
  • Air-drying clothes instead of using a tumble dryer (saves €40+ annually) 
  • Burn carbon-neutral fuel in an ecodesign stove instead of burning traditional solid fuels.

Almost all appliances can be turned off at the plug without affecting their settings. A smart plug or standby saver makes this easy and cuts unnecessary energy use. 

 

  1. Bulk Shopping & Meal Prep

Plan ahead and buy in bulk to reduce costs and packaging waste. Cooking at home is not only cheaper than takeaways but also more sustainable. Try batch-cooking hearty meals and freezing portions, less food waste, less temptation to overspend. 

 

  1. Celebrate at Home

Swap expensive nights out for cosy nights in. Host a movie marathon, cook a delicious meal, or enjoy a roaring WillowWarm fire with friends. 

 

  1. Review Your Subscriptions

Streaming services, gym memberships, and magazine subscriptions can quietly drain your budget. Have a look through your monthly subscriptions and cancel anything you don’t need. 

 

  1. Use Loyalty Schemes

Sign up for free loyalty programs like Tesco Clubcard or Sainsbury’s Nectar. These schemes offer discounts, cashback, and vouchers, such easy wins for regular shoppers. 

 

  1. Choose Greener Transport

Fuel, parking, and maintenance costs add up fast. Opt for public transport, cycling, or carpooling to save money and reduce emissions. Many employers offer TaxSaver tickets or Bike to Work schemes, so check what’s available at your work. 

 

  1. Simple Everyday Swaps

  • Use refillable water bottles instead of buying drinks. 
  • Dry clothes on a clothesline instead of using a tumble dryer. 
  • Wash clothes at 30°C and only with full loads to save energy. 

 

Small changes add up, both for your wallet and the planet. These tips aren’t just about cutting back costs; they’re also about living more sustainably. 

Here at WillowWarm, we believe in reducing waste, conserving energy, and making choices that benefit both your home and the environment. Head into 2026 with smarter habits and enjoy the warmth of a more sustainable lifestyle. 

Stock up on WillowWarm carbon-neutral briquettes for a guilt-free fire this winter.  

January 14, 2026